ABOUT THE FIRM

ABOUT THE FIRM

DURING THE MOST TURBULENT DAYS HAVING A FINANCIAL PLAN AND STICKING TO IT CAN LEAD TO FINANCIAL PEACE.

Failing to Plan is Planning to Fail

Our firm, Tranquility Financial Planning (TFP), is a newly established FEE-ONLY financial planning firm located in McAllen, TX. We are not like other financial advisory firms in the Rio Grande Valley. We are FIDUCIARIES, which means we put your interests before ours at ALL times.

 

We established our firm to provide you with a unique and visionary approach to financial advising. Our approach is to educate you and act as your financial coach. Together, we gather all the necessary documents and information to create your financial plan and develop an investment strategy that best suits your needs. Throughout our relationship with you, we periodically review your situation and provide you with the best recommendations possible as our goal is to provide you with a financial peace of mind.

 

We pride ourselves on being advisors for the current and next generation of investors. We provide our services for people of all ages and incomes. We do not require a minimum of  investable assets and we customize our services to fit our clients’ specifics needs. We provide our services on a fee-only basis.

 

We are a registered investment advisory firm with a primary focus on financial planning.

 

Learn More About Our Services >

DURING THE MOST TURBULENT DAYS HAVING A FINANCIAL PLAN AND STICKING TO IT CAN LEAD TO FINANCIAL PEACE.

Failing to Plan is Planning to Fail

Our firm, Tranquility Financial Planning (TFP), is a newly established FEE-ONLY financial planning firm located in McAllen, TX. We are not like other financial advisory firms in the Rio Grande Valley. We are FIDUCIARIES, which means we put your interests before ours at ALL times.

 

We established our firm to provide you with a unique and visionary approach to financial advising. Our approach is to educate you and act as your financial coach. Together, we gather all the necessary documents and information to create your financial plan and develop an investment strategy that best suits your needs. Throughout our relationship with you, we periodically review your situation and provide you with the best recommendations possible as our goal is to provide you with a financial peace of mind.

 

We pride ourselves on being advisors for the current and next generation of investors. We provide our services for people of all ages and incomes. We do not require a minimum of  investable assets and we customize our services to fit our clients’ specifics needs. We provide our services on a fee-only basis.

 

We are a registered investment advisory firm with a primary focus on financial planning.

 

Learn More About Our Services >

OUR FINANCIAL PLANNERS

OUR FINANCIAL PLANNERS

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                               Rosa H. Ybarra, MS, CFP®

                        Principal, Senior Financial Planner  

                                           Learn More »

            Dr. Terrance K. Martin Jr., MBA 

        Principal 

                                              Learn More »

 

 

 

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Rosa H. Ybarra, MS, CFP®

Principal, Senior Financial Planner  

             Learn More »

IMG_0662

Dr. Terrance K. Martin Jr., MBA

Principal  

             Learn More »

 

 

 

Quality Financial Advice is no longer a luxury of the rich. You deserve to have your own financial expert at your finger tips. Let us Work Together to get you on the road to Financial Confidence.

 Improve your financial future by scheduling a Free one-on-one discovery session today!

 

               Schedule It

Quality Financial Advice is no longer a luxury of the rich. You deserve to have your own financial expert at your finger tips. Let us Work Together to get you on the road to Financial Confidence.

 Improve your financial future by scheduling a Free one-on-one discovery session today!

 

               Schedule It

 WHO WE SERVE

 WHO WE SERVE

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Whether you’re starting a new career or considering retiring in the next year, we realize that everyone needs some form of financial advice regardless of their stage in life. At Tranquility Financial Planning, we serve clients of all ages and professional backgrounds.

 

We typically work with motivated professionals and entrepreneurs who are seeking for ways to create wealth for themselves and their families. These types of clients continuously seek for ways to make changes in their financial situation and consider us their financial coaches.

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Whether you’re starting a new career or considering retiring in the next year, we realize that everyone needs some form of financial advice regardless of their stage in life. At Tranquility Financial Planning, we serve clients of all ages and professional backgrounds.

 

We typically work with motivated professionals and entrepreneurs who are seeking for ways to create wealth for themselves and their families. These types of clients continuously seek for ways to make changes in their financial situation and consider us their financial coaches.

WHAT MAKES US DIFFERENT

WHAT MAKES US DIFFERENT

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The Double F Difference

 

At Tranquility Financial Planning, we believe true financial planning revolves around a process, not a product. We are FIDUCIARIES. We provide you with the personal service and attention that you deserve and we assist you with your on-going financial needs. As fiduciaries, we are legally required to act in your BEST INTEREST at all times. We provide our services on a FEE-ONLY basis and tailor our services towards your specific needs. As FEE-ONLY advisors, we do not receive any Referral Fees, COMMISSIONS, or any other incentives for selling financial products. This eliminates any conflicts of interest that our competitors may have to address on a regular basis.  Our fees will simply vary depending on the specific type of relationship we agree upon and may include one or more of the following fee-only methods:

    • Flat Fee
    • Retainer Fee: (Recommended)
    • Assets Under Management
    • Hourly Fee

LEARN MORE HERE>

 

 

Fee-Only-diagram-

The Double F Difference

 

At Tranquility Financial Planning, we believe true financial planning revolves around a process, not a product. We are FIDUCIARIES. We provide you with the personal service and attention that you deserve and we assist you with your on-going financial needs. As fiduciaries, we are legally required to act in your BEST INTEREST at all times. We provide our services on a FEE-ONLY basis and tailor our services towards your specific needs. As FEE-ONLY advisors, we do not receive any Referral Fees, COMMISSIONS, or any other incentives for selling financial products. This eliminates any conflicts of interest that our competitors may have to address on a regular basis.  Our fees will simply vary depending on the specific type of relationship we agree upon and may include one or more of the following fee-only methods:

    • Flat Fee
    • Retainer Fee: (Recommended)
    • Assets Under Management
    • Hourly Fee

LEARN MORE HERE>

 

 

OUR TRANQUILITY SUCCESS PLAN

OUR TRANQUILITY SUCCESS PLAN

 

Step 1: The Discovery 

We begin our process by understating who you are, what is most meaningful to you, and identify your life and financial goals.

 

Step 2: From Dreams to SMART Goals

Once we identify and understand your financial goals and priorities, we work with you to ensure that your financial goals are restructured as SMART: Specific, Measurable, Attainable, Realistic, and Time-Bound. The point is simple, to make you accountable to not only yourself but to your loved ones.

 

Step 3: The Simplification of Data

By using state of the art software, you will be given a client profile in which you will see all of your accounts in one simple and user friendly interface. As an added bonus, you will also receive access to our cloud based vault which can be used to upload copies of not only your most important documents, but also, priceless family gems such as pictures and videos.

 

Step 4: The Delivery

After we evaluate your current financial situation, we design your comprehensive financial plan that is tailored to your unique situation and develop our recommendations. Our recommendations are based on your SMART financial goals. Once your comprehensive financial plan has been completed, your plan will service as a living document that you can implement on your own or you can have our expert team further assist your in implementing. If you continue to work with us after your plan has been presented to you, we will update your comprehensive financial plan periodically to ensure that it continues to reflect your ongoing financial situation.

 

Step 5: The Review

Our ultimate goal is to provide you with a financial peace of mind by empowering you through personal financial planning. We are available to help you identify any areas that may need change or complete revamping based on changes that may have occurred in your life. As your personal financial planner, we will work with you to manage any financial implications that arise from your personal and professional life changes. We believe this collaborative approach can lead you towards maximizing your current financial situation and making your dreams a reality.

 

 

 

 

TSP
TSP

 

Step 1: The Discovery 

We begin our process by understating who you are, what is most meaningful to you, and identify your life and financial goals.

 

Step 2: From Dreams to SMART Goals

Once we identify and understand your financial goals and priorities, we work with you to ensure that your financial goals are restructured as SMART: Specific, Measurable, Attainable, Realistic, and Time-Bound. The point is simple, to make you accountable to not only yourself but to your loved ones.

 

Step 3: The Simplification of Data

By using state of the art software, you will be given a client profile in which you will see all of your accounts in one simple and user friendly interface. As an added bonus, you will also receive access to our cloud based vault which can be used to upload copies of not only your most important documents, but also, priceless family gems such as pictures and videos.

 

Step 4: The Delivery

After we evaluate your current financial situation, we design your comprehensive financial plan that is tailored to your unique situation and develop our recommendations. Our recommendations are based on your SMART financial goals. Once your comprehensive financial plan has been completed, your plan will service as a living document that you can implement on your own or you can have our expert team further assist your in implementing. If you continue to work with us after your plan has been presented to you, we will update your comprehensive financial plan periodically to ensure that it continues to reflect your ongoing financial situation.

 

Step 5: The Review

Our ultimate goal is to provide you with a financial peace of mind by empowering you through personal financial planning. We are available to help you identify any areas that may need change or complete revamping based on changes that may have occurred in your life. As your personal financial planner, we will work with you to manage any financial implications that arise from your personal and professional life changes. We believe this collaborative approach can lead you towards maximizing your current financial situation and making your dreams a reality.